Ciudad

Bancos en Estados Unidos y Uruguay cierran cuentas de argentinos

El cierre masivo que están sufriendo los argentinos que tienen cuentas de inversión abiertas en Uruguay y en Estados Unidos se ha convertido, en estos días, en un nuevo foco de preocupación.

Es que no son pocas las entidades que han tomado la decisión de pedir una contrapartida documental que justifique cada ingreso de dinero. En caso contrario, pueden cerrar la cuenta.

Hay casos como el Wells Fargo, que decidió no atender más a clientes extranjeros en su banca de inversión, como medida de compliance tras una causa de fraude por la que tuvo que pagar ingentes multas.

A juicio de Mariano Sardáns, CEO de FDI, el problema es que la Argentina forma parte, junto a Venezuela, Trinidad y Tobago, República Dominicana, entre otros, están en la mira por parte de los propios bancos, a cuyos residentes prefieren evitar para no tener contingencias con dinero proveniente de delitos complejos, como el narcotráfico y la corrupción.

“Todo lo que hagan debe tener realidad económica, que significa que debe tener que ver con sus ingresos o porque vendió algún bien”, dice.

Rafael Di Giorno, de Proficio, señala que en el pasado era más fácil tener cuentas en el exterior a costo cero: “En la actualidad, en algunos bancos, sobre todo en los que tienen sede en Uruguay, les ponen un costo de mantenimiento de u$s 150 mensuales, que sólo se bonifican en cuentas que superen un cierto monto, como puede ser u$s 100.000“.

ALTERNATIVAS

Quienes más cuentas están cerrando son los bancos internacionales más grandes, que tienen presencia en Uruguay y en Estados Unidos.

Estas entidades son más exigentes con el origen de cada uno de los fondos que se acredita. En cambio, en los bancos pequeños de Miami es más fácil pasar inadvertido.

Daniela Wechselblatt, fundadora de DW Global Investments, precisa que el Wells Fargo decidió directamente no atender más cuentas de inversión a clientes extranjeros por el riesgo que les ocasiona a nivel compliance.

“Evalúan el riesgo versus retorno, entonces prefieren no hacerlo, mientras los otros grandes, como el Citi, JP Morgan y Merrill Lynch van subiendo los mínimos, a u$s 1 millón, u$s 2 millones o u$s 5 millones”, detalla.

“Las entidades financieras cambian las reglas de juego de un día para el otro porque cambian la estrategia comercial, y te cierran de golpe tu cuenta bancaria que la usás para tus negocios. Ven que un mercado tiene cuentas chicas, es de baja rentabilidad, entonces se van“, advierte Sardáns.

Esto ocurre porque los bancos corren el riesgo de altísimas multas, por lo que desde compliance aconsejan sacarse de encima a los clientes que pertenecen a países que se encuentran en zonas de riesgo.

Para las grandes entidades, tener cuentas de argentinos representa un negocio relativamente chico y muy riesgoso, por la contingencia de recibir multas multimillonarias por parte de los reguladores en caso de que se compruebe que ese dinero vino procedente de la corrupción.

Incluso, Sardáns comenta que en Uruguay suelen cerrar cuentas bancarias de argentinos porque hay clientes que van, depositan y luego extraen efectivo.

Mariano Gorodich

cronista.com

 

 

40 Comentarios

  1. You actually make it seem really easy together with your presentation however I to find this matter to be really
    something that I think I’d never understand. It seems too complex and
    extremely vast for me. I am taking a look forward
    to your next publish, I’ll attempt to get the grasp of it!

  2. Thank you, I have recently been searching for info
    about this subject for ages and yours is the greatest I’ve came upon till now.
    However, what in regards to the conclusion? Are you positive about
    the source?

  3. Usually I do not read article on blogs, but I
    wish to say that this write-up very compelled me
    to take a look at and do it! Your writing style has been amazed me.
    Thanks, quite nice article.

  4. Right here is the right site for anyone who wishes to
    understand this topic. You understand so much its almost tough
    to argue with you (not that I really would want to…HaHa).
    You definitely put a fresh spin on a topic which has been discussed for ages.

    Great stuff, just wonderful!

  5. Have you ever thought about adding a little bit more than just your articles?
    I mean, what you say is fundamental and everything.
    However imagine if you added some great pictures or videos
    to give your posts more, “pop”! Your content is excellent but with images and clips, this site could certainly be one of the most beneficial in its field.

    Good blog!

    Feel free to surf to my page … lionking888apk android

  6. Hello my friend! I want to say that this article is amazing, great written and come
    with almost all significant infos. I’d like to see more posts like
    this .

    Have a look at my blog post love138 download android (Wilhelmina)

  7. What’s up to every one, it’s truly a fastidious for me
    to pay a quick visit this site, it includes useful Information.

    my homepage: test greatwall99

  8. I really like what you guys are up too. Such clever
    work and exposure! Keep up the very good works guys I’ve incorporated you guys to my own blogroll.

    Also visit my website: download game sky1388

  9. BetMGM MI likes to reward its players for wagering, which
    we love.

  10. Simply desire to say your article is as astounding.

    The clearness in your put up is just cool and i could suppose you are an expert in this subject.
    Fine together with your permission let me
    to grab your RSS feed to stay up to date with impending post.
    Thanks one million and please continue the rewarding work.

  11. Just wish to say your article is as astonishing.

    The clarity in your put up is just great and i could
    assume you are a professional in this subject. Well together with your permission let me
    to grab your RSS feed to keep updated with impending post.
    Thanks a million and please continue the gratifying work.

    Feel free to visit my homepage :: hengheng2 wukong333

  12. Aw, this was an exceptionally good post. Taking a few minutes and actual effort to produce a superb article… but what can I say… I
    hesitate a whole lot and never manage to get nearly anything
    done.

    My site :: www sky1388apk

  13. I’ve been browsing online more than 3 hours today, yet I never found any interesting article
    like yours. It’s pretty worth enough for me. In my view,
    if all web owners and bloggers made good content as you did,
    the internet will be much more useful than ever before.

    Feel free to visit my web-site; playboy2 download android (Wade)

  14. Hello there! This post could not be written much better!
    Looking through this article reminds me of my previous roommate!
    He constantly kept preaching about this. I will forward this article to him.
    Pretty sure he’ll have a great read. Many thanks for sharing!

    My blog; Kiosk Ntc33 Vip

  15. Wow! In the end I got a website from where I can in fact get helpful information regarding my study and knowledge.

    My website … hengheng2 sky777

  16. Remarkable! Its actually awesome paragraph, I have got much clear idea regarding from this piece of
    writing.

    My page Lionking888 apk ios download

  17. Hi there everybody, here every person is sharing
    these knowledge, therefore it’s good to read this website, and I used to go
    to see this weblog all the time.

    my web-site :: gem wm casino

  18. No matter if some one searches for his required thing, therefore he/she
    desires to be available that in detail, so that thing is maintained over here.

    my web page download ace333 android

  19. I’m not sure where you are getting your information, but great topic.

    I needs to spend some time learning much more or understanding more.

    Thanks for magnificent information I was looking for this
    information for my mission.

    my website … download greatwall99 (mega888-app.com)

  20. You really make it appear really easy with your
    presentation but I to find this topic to be actually one thing which I feel I would
    never understand. It seems too complex and extremely wide for me.
    I’m looking ahead for your subsequent put up, I will try to get the
    grasp of it!

    Here is my web-site … 918kaya vip

  21. Saved as a favorite, I love your web site!

    Look into my web page: game ntc33

  22. Hello, yeah this article is in fact good and I have learned lot
    of things from it about blogging. thanks.

    Feel free to surf to my web-site … epicwinapk download

  23. Whats up are using WordPress for your site platform? I’m new to the blog world but I’m trying to get started and set up my own. Do you require any
    html coding knowledge to make your own blog?
    Any help would be greatly appreciated!

    Feel free to surf to my web site 1 Lionking888 (918Kiss-M.Com)

  24. Wonderful website. Lots of useful info here. I’m sending
    it to a few pals ans additionally sharing in delicious.
    And naturally, thanks for your sweat!

    my page … sky1388 android

  25. Great delivery. Sound arguments. Keep up the good effort.

  26. I’ve been surfing online more than 2 hours
    today, yet I never found any interesting article like yours.

    It’s pretty worth enough for me. In my opinion, if all webmasters and bloggers made good content as you did, the internet will be much more useful than ever before.

  27. Dead pent articles, Really enjoyed ooking at.

  28. Thanks for sharing your thoughts. I really appreciate your efforts and I will be waiting for your
    further write ups thanks once again.

  29. With havin so much content do you ever run into any problems of plagorism or copyright violation? My blog has a lot of
    exclusive content I’ve either authored myself or outsourced but it appears
    a lot of it is popping it up all over the internet without my permission. Do you know any
    techniques to help reduce content from being ripped off?
    I’d really appreciate it.

  30. I think that is one of the most important information for me.

    And i’m happy reading your article. However want to statement
    on few common issues, The site taste is great, the articles
    is in point of fact nice : D. Just right task, cheers

  31. Everything is very open with a really clear description of the challenges.
    It was definitely informative. Your website is very helpful.
    Thank you for sharing!

  32. We stumbled over here different website and thought I might check things out.
    I like what I see so i am just following you. Look forward
    to exploring your web page again.

  33. Link exchange is nothing else except it is just placing the other person’s blog link on your page at suitable place and
    other person will also do same in support of you.

  34. Very rapidly this website will be famous amid all blogging users,
    due to it’s good posts

  35. I’m extremely inspired along with your writing skills as smartly as with the structure to
    your blog. Is this a paid subject or did you modify it your self?
    Either way stay up the nice quality writing, it’s rare to peer a nice
    weblog like this one nowadays..

  36. Excellent post. Keep writing such kind of info on your blog.
    Im really impressed by it.
    Hi there, You have performed a fantastic job.
    I’ll certainly digg it and for my part suggest to my
    friends. I’m sure they will be benefited from this web site.

  37. Howdy would you mind stating which blog platform
    you’re working with? I’m going to start my own blog in the near future but I’m having a tough
    time deciding between BlogEngine/Wordpress/B2evolution and Drupal.
    The reason I ask is because your design and style seems different
    then most blogs and I’m looking for something completely unique.
    P.S My apologies for being off-topic but I had to ask!

  38. This is really attention-grabbing, You are a very professional blogger.

    I have joined your feed and look forward to in quest of more of your excellent post.
    Additionally, I’ve shared your web site in my social networks

  39. I was suggested this web site by my cousin. I am now not
    positive whether this post is written through him as nobody else understand such
    detailed about my difficulty. You are wonderful!

    Thank you!

  40. I like the helpful info you provide in your articles.
    I will bookmark your blog and check again here
    frequently. I’m quite certain I will learn lots of new stuff right here!
    Best of luck for the next!

Deja un comentario